FAQ Archives

What is the website address to complete the FAFSA?

May 11th, 2011 by Cara

www.fafsa.ed.gov

What does the acronym FAFSA stand for?

May 11th, 2011 by Cara

Free Application for Federal Student Aid

What do you use to electronically sign your FAFSA and what is the website address to obtain one?

May 11th, 2011 by Cara

FAFSA pin which can be obtained at www.pin.ed.gov

What is a transaction fee?

May 11th, 2011 by Cara

Fees charged when you make certain types of transactions. Transaction fees are typically assessed on cash advances and cash-like transactions, such as money orders, wire transfers, and casino gaming chips.

What is the Prime Rate?

May 11th, 2011 by Cara

Prime means “best,” and this rate is what banks charge their best commercial customers for loans. The prime changes often, is reported daily in The Wall Street Journal, and is used as a reference point for many businesses. For instance, the prime rate is used by some financial institutions to set the APR for credit cards.

What is LIBOR?

May 11th, 2011 by Cara

(London Interbank Offered Rates)Five major London banks determine these fixed rates daily for specific maturities. What does this mean to you? LIBOR may be used by some banks instead of the Prime Rate to set APRs.

What is a credit line?

May 11th, 2011 by Cara

The maximum you can charge on your credit card account. When you receive a new credit card, you’re usually issued a set credit line. Under some circumstances, your card issuer may increase or decrease it.

What is CCCS?

May 11th, 2011 by Cara

Nonprofit helping people get out of debt. CCCS counselors can advise you on how to develop a budget you can live with and can be invaluable in helping you negotiate repayment plans with your creditors. This service is confidential. To reach the CCCS, call 1-800-388-2227.

What is a billing cycle?

May 11th, 2011 by Cara

The length of time between billing statements. Between 27 and 33 days.

What is bankruptcy?

May 11th, 2011 by Cara

Legally declared unable to pay your debts as they become due. Remains on a person’s credit report for at least 10 years and, in some cases, indefinitely. “Last Resort”

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