Top 10 Money Mistakes

  1. Making poor credit card choices
    • Don’t be fooled by campus solicitations
    • Read the fine print
    • Pay off the balance each month

  2. Spending money due to peer pressure
    • Focus on campus activities with food and t-shirts
    • Stick to the meal plan
    • Rent movies, campus movies, matinees

  3. Not setting a budget
    • Plan ahead, know how much money you can spend each month

  4. Not seeking out the best bank rates
    • Research banks with free checking and savings accounts

  5. Overpaying for school
    • Select a smaller meal plan
    • Choose a less expensive apartment or residence hall
    • Buy and sell used books to friends or the bookstore

  6. Not keeping track of bank account balances
    • Balance your checking accounts

  7. Lending money to friends
    • This includes picking up tabs

  8. Failing to research product pricing before purchasing
  9. Not planning for the future
    • Money invested in retirement funds will grow with interest
    • Getting started early will pay off later

  10. Not having a part-time job
    • Earn extra money and prepare for life after college

Source: National Student Loan Program

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