The Financial Aid Team has a full library of books to help you –
Design a sure-fire plan for paying off all debts, tips to fix, improve and process your credit, how to survive in the real world, and much more!
Stop by our office, located in the lower level of Speare, to sign out any of the following books:
The Motley Fool – Personal Finance Workbook
By: David and Tom Gardner
Standard & Poor’s – Dictionary of Financial Terms
By: Virginia B. Morris and Kenneth M. Morris
Standard & Poor’s – Guide to Understanding Personal Finance
By: Virginia B. Morris and Kenneth M. Morris
Fast Web – College Gold
By: Mark Kantrowitz (with Doug Hardy)
The Total Money Makeover
By: Dave Ramsey
A Proven Plan for Financial Fitness
- Design a sure-fire plan for paying off all debt – meaning cars, houses, everything
- Recognize the 10 most dangerous money myths (these will kill you)
- Secure a big, fat nest egg for emergencies and retirement
The Millionaire Next Door
By: Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D.
The Surprising Secrets of America’s Wealthy
- Who are the rich in this country?
- What do they do?
- Where do they shop?
- What do they drive?
- How do they invest?
- Where did their ancestors come from?
- How did they get rich?
- Can I ever become one of them?
The Everything – Personal Finance In Your 20s & 30s Book (2nd Edition)
By: Debby Fowles
Erase your debt, personalize your budget, and plan now to secure your future. This updated edition provides step-by-step instructions on how to:
- Budget scarce funds
- Recover from credit card debt
- Pay off student loans
- Plan for large purchases
- Build an emergency fund
College Majors Handbook with Real Career Paths and Payoffs (2nd Edition)
By: Neeta P. Fogg, Ph.D., Paul E. Harrington, Ed.D., Thomas F. Harrington, Ph.D.
The Actual Jobs, Earnings, and Trends for Graduates of 60 College Majors
- The missing information needed for a wise college investment decision
- Proves that your major has a powerful influence on earnings and success
- Reviews 60 majors and the employment outcomes of their graduates
Big Green Purse
By: Diane MacEachern
Use Your Spending Power To Create A Cleaner, Greener World
- Targets 25 key commodities where your dollars can have the most impact
- Provides standards-based guidelines and “thumbs up/thumbs down” ratings to help you make the shift to eco-friendly products, companies, and services
- Highlights eco-cheap strategies to help you save money but still live and shop green
- Reveals phony “greenwashing” marketing techniques you’ll want to avoid
- Suggests simple and quick environmental lifestyle changes you can make regardless of how much money you spend
The Princeton Review – How to Survive Without Your Parents’ Money
By: Geoff Martz
Making It From College To The Real World
- Employers reveal what they look for in a resume, cover letter, interview
- First-person accounts from people who got the job they wanted
- Allergic to pantyhose and neckties? Check out our list of incredible job options
- Tips on how to be a musician/artist/writer and still pay the rent
The Wall Street Journal – Complete Identity Theft Guidebook
By: Terri Cullen
How to Protect Yourself from the Most Pervasive Crime in America
- How to avoid the most common scams, from “phishing” to “dumpster diving”
- Why children under 18 are the fastest-growing target, and how you can protect your family
- Why your credit report is the single most important document for protecting your identity
- How to use the sample letters, forms, and other useful tools inside for recovering from identity theft
The Wall Street Journal – Complete Personal Finance Guidebook
By: Jeff D. Opdyke
- Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more
- Establish realistic budgets and savings plans
- Develop an investment strategy that makes sense for you
- Make the right financial decisions about real estate
- Plan for retirement intelligently
Organize Your Personal Finances…In No Time
By: Debbie Stanley
- Track every receipt and ATM slip using a foolproof system designed to fit your life
- Avoid expensive late fees and overdrafts with a bill paying system perfect for busy people
- Learn the “ruthless rules” to managing bills, account statements, insurance papers, and junk mail
- Find out how long to keep papers in your financial archives and set up a shredding system
- Discover how shopping smarter can save you money and time each week
- Analyze information such as spending habits, debt details, and net worth for an up-to-date snapshot of your financial present and future
- Create an easy-to-follow savings plan and budget
Overcoming Overspending – A Winning Plan For Spenders and Their Partners
By: Olivia Mellan (with Sherry Christie)
- Self-assessment quizzes that pinpoint the deep-seated causes of overspending
- Innovative exercises and tips on controlling the impulse to spend
- Communication exercises and dialogues to help spenders and their partners heal the relationship distressed by money conflicts
- Inspiring real-life stories of individuals and couples facing and triumphing over harmful spending habits
Please Send Money! A Financial Survival Guide for Young Adults on Their Own
By: Dara Duguay
- Easy credit and the proliferation of credit cards
- How to manage car payments
- The dangers of using student loans for personal needs and wants
- Dealing with bankruptcy
- Overcoming material temptations
- Also contains various financial tools, from a psychology-of-money test to worksheets for determine budget, net worth, cost of credit and safe debt levels.
You’ve Earned It, Don’t Lose It – Mistakes You Can’t Afford to Make When You Retire
By: Suze Orman
- Choosing and assessing financial advisors
- Trusts, wills, gifts, joint tenancy: Which is right for you?
- Early retirement: What to do and how to avoid penalties when receiving your retirement money
- Joint and survivor benefits: Making sure you protect those you love
- Long-term care insurance: How to choose the right policy and what you should pay for it
- Estate taxes and probate costs: How to avoid them
- Durable power of attorney: How it works and why you should have one
- Minimizing expenses and maximizing income: getting the most for your health-care money; getting the most for your life
Your Credit Score – How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future
By: Liz Pulliam Weston
- Fix an error on your report
- Understand your FICO score
- Lighten your debt load
- Cut your credit card rates
- Spending strategies to improve your credit
- Lower your interest rate
- Review your credit history
- Save money
Zero Debt for College Grads
By: Lynnette Khalfani
From Student Loans to Financial Freedom
- Discover 5 critical money management lessons you didn’t learn in school
- Find out how best to repay your loans based on your personal situation
- Learn to negotiate with a lender for better terms on a loan – or with an employer for help with loan repayment
- Determine what to do if you can’t pay off your loans right now
- Clean up defaulted loans and establish great credit
Financial Basics – A Money-Management Guide for Students
By: Susan Knox
- In Financial Basics, Knox blends her extensive money-management experience with her desire to inform and help students master their finances: she shares experiences about money lessons learned in college, and offers sound solutions and advice for students and their families. Since everyone does not handle money in the same way, Knox give money-management options for readers to find their best way.
- The book includes helpful worksheets and is written in an easy-to-read style, using testimonials and examples that will ring true to students.
How to Survive the Real World – Life After College Graduation
By: Hundreds of Heads (Great Advice from Hundreds of People)
- 103 tips on how to win a job and impress your boss
- 24 great ways to get out and get on with it
- Starting down the right financial path
- Office dating: path to marriage, or disaster?
- Basic survival skills: etiquette, cooking, and buying a car
Learn to Earn – A Beginner’s Guide to the Basics of Investing and Business
By: Peter Lynch and John Rothchild
- Mutual-fund superstar Peter Lynch and author John Rothchild explain the basic principles of investing and business in a primer that will enlighten and entertain anyone who is high-school age or older.
The Automatic Millionaire
By: David Bach
- Do you want to live rich and retire richer? Rich enough to do what you want to do when you want to do it? Rich enough to stop worrying about money? Rich enough to make a difference and help others?
If the answer is “yes”, then stop what you are doing and open this book. Read a few pages. Bach’s easy approach to making your financial life automatic works while you sleep. All you have to do is follow his one-step program to financial security – the rest is automatic!
The Money Book for the Young, Fabulous, & Broke
By: Suze Orman
- You know what you need? You need advice that deals with your reality. A set of solutions for the problems you have. You want to be told what to tackle first and clear instruction on how to get the job done. That’s what you’re going to get here. Suze knows that you’ve been too busy or uninspired to figure out how a Roth IRA works, what a FICO score is, and why you should even care. Not a problem. Every section of this book was written so that you can quickly and easily comprehend exactly what actions you need to take and why.
- You know what else you need? You need a plan. You need to believe that you can make it way past broke and come within reach of the dreams and goals that are yours to achieve. Come on, go check out the table of contents.
Maxed Out (DVD also available)
By: James D. Scurlock
Hard Times in the Age of Easy Credit
- In this shocking and illuminating road trip through an America ravaged by debt, award-winning film director James Scurlock examines our multitrillion-dollar addiction to easy credit in all of its absurdities and contradictions.
- Hilarious, fascinating, and deeply disturbing, Maxed Out is one man’s answer to modern America’s most pressing question, “Why can’t we get out of debt?”
The Debt-Free Graduate – How to Survive College Without Going Broke
By: Murray Baker
You’ll learn how to stay out of debt by taking simple and easy measures, while still having the time of your life at college.
- How to get a great summer job and make it pay
- How to negotiate with a bank and win
- How to find affordable student housing
- How to eat, drink, and be merry on a budget
- How to graduate without a $25,000 to $40,000 student debt
- How to cut costs with your telephone bill, utilities, laundry, and more
50 Simple Steps You Can Take To Improve Your Personal Finances
By: Ilyce R. Glink
How to Spend Less, Save More, and Make the Most of What You Have
- Everything you need to know about personal finance – whether you’re just starting out or starting over.
- Topics include: Starting Out; Budgets and Savings; Credit, Credit Reports, and Debt; Investing Yourself in Investments; Big Purchases; The Ins and Outs of Insurance; Taxes; Marriage, Partnerships, Children; Planning for Your retirement
Make Money Not Excuses
By: Jean Chatzky
- Today, more than ever before, wealth is something every woman has the power to create. Yet Jean Chatzky constantly hears all the excuses why women can’t and don’t master their money. Now, she reveals the secrets and the strategies she created to take control of her own money – strategies through which she gained her “money confidence.” It’s time for you to find yours!
Getting through College without Going Broke
By: Students Helping Students (The ONLY series written BY Students FOR Students)
In this guide we’ll give you the straight story on how to:
- Get organized and figure out a way to pay for college
- Understand and apply for financial aid
- Ace your scholarship essays and applications
- Create and stick to a budget – and still have plenty of fun
- Make extra cash while at school
- Graduate with as little debt as possible
1000 Best – Smart Money Secrets for Students
By: Debby Fowles
Expert Debby Fowles shows you:
- 12 secrets to get your education paid for;
- Offbeat scholarships worth $1000 or more;
- Reduce credit card costs;
- 16 places to scout out student discounts;
- 9 little-known places to look for scholarships;
- 13 tips for winning scholarships;
- Maximize your eligibility for financial aid;
- 17 secrets to save money on college housing;
- Creative ways to control entertainment costs;
- 12 cash-generating ideas;
- Textbook websites that will save you money;
- The secrets of successful budgeting;
- 8 warnings about student loans;
- Get the best jobs on campus.
What They Don’t Teach You in College – A Graduate’s Guide to Life on Your Own
By: James M. Kramon
You’re finally free – so now what?
- You’ve passed the last final, and suddenly you’re expected to know how to do all sorts of grown-up things – get a job, rent an apartment, pay for health insurance. The only problem is, no one ever told you how to do these things. Take a deep breath, because What They Don’t Teach You in College is a crash course in Life 101.
- Say good-bye to college and hello to your new life!