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How to Protect Yourself

Precautions You Can Take to Secure Personal and Credit Information

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  • Keep your personal information private
  • Be especially careful about online communications with someone who conceals his true identity
  • Use a secure browser
  • Use inexpensive filtering software to filter programs to protect your family from inappropriate sites
  • Pay your bills online with credit card instead of using personal checks
  • Review your telephone bill and other bills and challenge any charges that you don’t recognize

Precautions You Can Take When Conducting Business Online

  • Beware of offers that sound too good to be true
  • Watch out for “advance fee” demands
  • Take your time in making investment decisions, researching the potential investment opportunity thoroughly
    • Have an attorney or accountant look at any proposed contracts
    • Call every supplier or customer of the company and verify that they really do business with the company
    • Check out the people running the company
    • Contact your local consumer protection agency and the consumer protection agency in the city where the company is headquartered for more information about the company
  • Interview business references in person at the place of business if possible and try and get a number of names to choose from. This will help you avoid talking with people who were paid to give favorable responses.
  • Get earnings claims in writing when considering Internet-related business opportunities
  • Get references on any travel companies and get details about the trip in writing, including the cancellation policy
  • Consult with health-care professionals before buying any “cure-all” that claims to cure an ailment quickly or offers easy solutions to a serious illness

Precautions You Should Take When Shopping Online

  • Keep your password(s) private
  • Don’t judge item by initial appearances posted online
  • Check out the seller, especially when shopping online auction sites
  • Shop with companies that you know or at least know who you are dealing with; make sure that the company is legitimate
  • Get all the details involved before making an Internet transaction, such as complete descriptions, total price, return policy, etc.
  • Ask your credit card issuer about “substitute” or “single-use” credit card numbers – these allow you to use your credit card without putting your real account number online
  • Only share credit card information when buying from a company that you trust
  • Pay by credit or charge card online, because you have a legal right to dispute charges for goods and services that were never ordered or received
  • Keep a record for proof of the transaction

Community Alerts

Parking Passes

September 3rd, 2014 by Amanda

Parking passes are still available for the 2014-2015 School year.  Please go to psu.thepermitstore.com to purchase your parking pass.