Helpful Links

FEDERAL TAX BENEFITS AT A GLANCE - GUIDE FOR PARENTS AND STUDENTS
You may be able to take advantage of a number of federal tax benefits, including credits, deductions and savings incentives, to offset your costs for college or career training.

GUIDE TO FEDERAL TAX BENEFITS FOR TUITION AND FEES
This handbook provides students with advice on taking advantage of Tax Credits, Tax Deductions and Saving Incentives/Tax-Free Withdrawals for financial year 2007.

FAFSA4caster
By using FAFSA4caster, you and your family will receive an early estimate of eligibility for federal student aid. This Web site provides you with an opportunity to increase your knowledge of the financial aid process; become familiar with the various types of federal student aid that are available; and investigate other sources of aid, such as grants and scholarships.

THE STUDENT GUIDE TO FEDERAL FINANCIAL AID PROGRAMS
The complete handbook of student financial aid. Included are program descriptions and eligibility requirements for the federal aid programs: Federal Pell Grants, Federal Work-Study, Federal Perkins Loans, Federal Supplemental Educational Opportunity Grants (SEOG), and Federal Parent Loan programs for undergraduate students (PLUS) and former GSL, SLS, and Federal Stafford, current Federal Stafford Subsidized and Unsubsidized Loans.

STUDENT AID ON THE WEB
Family source for free information from the U.S. Department of Education of education beyond high school

PERSONAL IDENTIFICATION NUMBER (PIN)
Students and one parent (for dependent students) should apply for a PIN as soon as possible The PIN will allow you access to your personal information on various US Department of Education web sites. Because your PIN serves as your electronic signature, it should be kept in a secure place.

COMPLETING THE FAFSA
Line by line instructions for completing the FAFSA (Free Application for Federal Student Aid).

FAFSA ON THE WEB WORKSHEET
Use this FAFSA on the Web worksheet to collect all of the pertinent information before beginning your FAFSA. Then, simply enter the data on the web when ready to file the FAFSA.

FAFSA ON THE WEB
You can now apply for financial aid on the web, at a site maintained by the U.S. Department of Education. This is the fastest way to apply with the least amount of errors, and have your results sent to the school(s) of your choice.

NATIONAL STUDENT LOAN DATA SYSTEM (NSLDS)
Track the entire history of your federal student aid, from award through account closure, with The U.S. Department of Education's central database for federal student aid.

ENTRANCE LOAN COUNSELING
The Federal Government requires that all students borrowing Federal Stafford and/or Federal Perkins Loans complete an Entrance Loan Counseling Session. This is an information session designed to educate the student about borrowing.

EXIT LOAN COUNSELING
The Federal Government requires that all students borrowing Federal Stafford and/or Federal Perkins Loans complete an Exit Loan Counseling Session once they leave school or attendance drops below half-time or six credits.

FinAid!
This website provides a wealth of information on subjects such as: Credit Cards, Loan Calculators, EFC Estimators, FAFSA and Scholarships.

THE ARMY NATIONAL GUARD OF NH
Learn how the Army National Guard of NH can help with your higher education expenses. 

EFC Calculation Guide 08-09 (PDF)
A guide to understanding EFC (Estimated Family Contribution) and the Department of Education calculation for the 2008-2009 academic year

EFC Calculation Guide 07-08 (PDF)
A guide to understanding EFC (Estimated Family Contribution) and the Department of Education calculation for the 2007-2008 academic year

STATE AGENCIES

State	Agency	Address	Phone
CT	Connecticut Student Loan Foundation (CSLF)	525 Brook Street Rocky Hill, CT 06067	1-800-237-9721
CT	Connecticut Higher Education Student Loan Authority (CHELSEA)	342 No. Main Street , Suite 202 West Hartford, CT 06117	1-860-236-1400
MA	Massachusetts Education Financing Authority (MEFA)	125 Summer Street, Suite 300 Boston, MA02110	1-800-449-6332
ME	Maine Educational Loan Authority (MELA)	131 Presumes St. Portland, ME 04103	1-800-922-6352
NH	New Hampshire Higher Education (NHHEAF)	P.O. Box 877 Concord, NH 03302	1-800-719-0708
NJ	New Jersey Higher Education Assistance Authority (HESAA)	P.O. Box 545 Trenton, NJ 08625	1-800-792-8670
NY	New York Higher Education Services Corporation (HESC)	99 Washington Avenue Albany, NY 12255	1-888-697-4372
PA	Pennsylvania Higher Education Assistance Corporation (PHEAA)	1200 N. 7th Street Harrisburg, PA 17102-1444	1-800-692-7392
RI	Rhode Island Student Loan Authority (RISLA)	560 Jefferson Blvd., Suite 200 Warwick, RI 02886	1-800-758-7562
VT	Vermont Student Assistance Corporation (VSAC)	P.O. Box 999 Winooski, VT 05404	1-800-798-8722