Overview
Students beginning a graduate program after July 1, 2026 will experience major federal borrowing changes under the OBBBA.
Major Federal Loan Changes
- Graduate PLUS Loans will no longer be available for new borrowers.
- Standard graduate programs will be capped at:
- $20,500 annual limit
- $100,000 lifetime limit
Planning Ahead
Students are strongly encouraged to review total program costs and financing strategies before enrollment.
